I’m not one for giving out credit advice, but I can recognize a bad deal when I see one as blatant as this. If GameStop rolls out the planned credit card off to go along with it’s Power Up program, then it might be a good time for you to drop out of the program.

Destructoid reports that GameStop plans to offer a card with a 26.99% APR.┬áThe average APR for a credit card is 14.58%. I don’t expect GameStop to offer an amazing deal by any stretch, but to be almost twice the average is a bit ridiculous.

People will argue that if you pay it off before the grace period, then you’re fine. Sure, that works in theory, but in practice, it doesn’t happen consistently; that’s what credit card companies are hoping for. Obviously, I can’t tell you not to get it, I can just ask you not to. And if you need evidence of this truth, Destructoid provided pictures.

Larry writes for many different gaming news websites, including GameSkinny and Massively. You can catch him weekly on Gamebreaker's The Republic and read from his Star Wars fan site Hyperspace Beacon.